Public Service Loan Forgiveness (PSLF)
The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
SkillUP
Content updated April 22, 2025
SkillUP is a program offered in partnership with the Missouri Department of Social Services. Its primary goal is to assist Supplemental Nutrition Assistance Program (SNAP) recipients in gaining the skills, training, education, and connections needed to secure employment and achieve success in the workplace.
Leslie White
807 N. Providence Rd.
Columbia, MO
573-777-5289
lesliew@cmca.us
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WASH-U PLEDGE- Washington University Tuition-Free Program
Washington University-St. Louis 1 Brookings Drive St. Louis, MO 63130
1-888-547-6670 https://financialaid.wustl.edu/announcements/washu-pledge/
Missouri Job Center - Columbia
Content updated Jan. 31, 2025
The Columbia Missouri Job Center's goal is to connect people to jobs, free of charge, and we accomplish this goal by working with both job seekers and employers to help bolster the local workforce through trainings, workshops, and job connections, as well as helping the workforce with career counseling, offering tools to make finding a job or advancing your career easier.
Job Center flyer
Job Center Business Services Workshop Flyer
101 Park DeVille Dr. Suite E
Columbia, MO 65203
573-441-6361
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Scholarships
Scholarships are awarded based on special interests, athletic achievements, academic achievements, a specific career interest, etc. Scholarships do not typically need to be paid back, but ensure you understand the stipulations of the scholarship before you accept it.
Student Loans
To apply for a subsidized or unsubsidized Federal Stafford Loan (government loans), first complete the FAFSA in October prior to the upcoming academic year. Your school will determine your eligibility for student loans once you have submitted your FAFSA.
Foster Care Youth – Educational And Training Vouchers
Content updated Feb. 12, 2025
Current and former foster care youth may qualify for up to $5000 per academic year for college or career school through the Educational and Training Vouchers Program (ETV). Youth must be age 18-21 to apply and may receive benefits up to age 26. Application is made through the state child welfare agency. Application: fc2sprograms.org/wp-content/uploads/sites/11/2018/06/MO1819.pdf
Rene’ Brinkman, MA, Program Dev. Specialist, Older Youth Program-Independent Living Coordinator/ETV Coordinator
Email: Rene.Brinkman@dss.mo.gov
314-482-2650
Finish Line Degree Completion Grant
Designed to assist Missouri students who have left school and are prevented from reenrolling and completing a degree due to an outstanding balance. Offered to undergraduate students attending participating Missouri public 4-year and 2-year institutions and the State Technical College. The back balance of up to $3000 is paid half by Missouri Scholarship & Loan Foundation and half by the participating school.
Website: stlouisgraduates.academicworks.com/opportunities/2984
Total and Permanent Disability (TPD) Discharge - Student Loans
Disabled status and federal student loans relief
Content updated Dec. 22, 2025
UPDATE 12-22-25 DisabilityDischarge.com is no longer in service.
Alert: There will be a pause in the processing of discharges for Total and Permanent Disability (TPD) beginning Dec. 20, 2024, as we update and streamline our systems for a better user experience. You can continue to submit your TPD forms during the pause but some borrower discharges may not be finalized until the update is complete in Spring 2025.
Please go to Studentaid.gov for information regarding Total and Permanent Disability Discharges.
Midwest Special Needs Trust
Individuals with disabilities
Content updated Jan. 9, 2026
Midwest Special Needs Trust is a non-profit organization that administers Special Needs Trusts and a Charitable Trust.
Hours: M-F, 8am-4:30pm
573-256-5055
Email: grants@midwestspecialneedstrust.org
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Modern States - AP and CLEP Courses
Modern States has partnered with edX, an online education platform, to make college more accessible for all. The courses they offer are geared to prepare the student to take the AP or CLEP exam in order to acquire college credit. The classes are free and through Modern States, after the completion of the course, you can obtain a voucher that will pay for the testing fee.
Early College Program
Columbia Public Schools Early College Program, students will enroll in a minimum of 12 college credit hours each semester taught by a MACC professor, typically a morning or afternoon session.
Missouri Scholarship and Loan Foundation
633 Spirit Dr. Chesterfield, MO 63005 636-733-3716
email: info@moslf.org