Columbia Community Land Trust (CCLT)

Families

The CCLT is a non-profit corporation formed by the City of Columbia with the primary duties of creating and stewarding permanently affordable housing. The widening gap between housing costs and household median income makes home ownership increasingly less affordable. The CCLT is working to address this by creating additional home-ownership opportunities for lower income Columbia households and permanently protecting these investments for future generations. 

In order to qualify for CCLT homes, buyers must meet the following requirements:

  • Have a minimum credit score of 600

  • Must intend to occupy the home as the homeowner

  • Must meet with a HUD Certified Fair Housing Counselor

  • Must meet Housing and Urban Development (HUD) Income Limits
    Current income limits (effective June 15, 2023).

  • 1- $52,200

    1. 2- $59,650

    2. 3- $67,100

    3. 4- $74,550

    4. 5- $80,550

    5. 6- $86,500

    6. 7- $92,450

    7. 8- $98,450

500 E Walnut St Ste 108
Columbia, MO
573-874-6321

Email: housingprograms@como.gov

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City of Columbia Home Ownership Assistance Program