CMCA - Resource Guide
Updated on: July 17, 2024
This resource guide covers CMCA's 8 county service area: Audrain, Boone, Callaway, Cole, Cooper, Howard, Moniteau and Osage. It also covers the three additional counties we provide Head Start for: Benton, Hickory, and Morgan. It's a comprehensive guide that includes any and all resources available to help lower income individuals and families in need. The resources and information listed in the guide have been compiled by other groups and agencies in our 8 county service area over the years, and most notably in Boone County by the Voluntary Action Center.
Missouri Tenant Help
MO Tenant Help is a self-help website created by MO Legal Services for tenants to create legal documents to fight an eviction. We recently learned about this resource and are adding it to the Information Library.
CMCA - Rent & Mortgage
Update 10/30/2024 - CMCA is out of funds for rent assistance.
Through the City of Columbia Community Development Block Grant (CDBG), Central Missouri Community Action (CMCA) has received funding to provide financial assistance to qualified residence who reside within the boundaries of the City of Columbia. Eligible families must meet income guidelines.
To learn more contact www.cmca.us or Michelle Clark, Family Success Coach, at 573-443-1100 ext. 1970.
Habitat For Humanity
People/Families looking into homeownership but cannot afford a traditional mortgage. 60% AMI (Area Median Income HUD) or below.
Content updated Aug. 2, 2024
Habitat for Humanity partners with people in our community, and all over the world, to help them build a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable, interest-free mortgage, for the cost of construction of their home. With your support, Habitat homeowners achieve the strength, stability, and independence they need to build a better life for themselves and their families. Show-Me Central Habitat for Humanity strives to provide decent and affordable housing to more people than ever before.
1305 Business Loop 70 E
Columbia, MO 65201
ReStore Hours: Tuesday - Saturday, 8:30am - 4:00pm
Construction Hours: Wednesday-Saturday 8:30am-4pm
573-499-1202
Visit website
Visit Facebook
@showmehabitat on Instagram
USDA Rural Development - Direct Home Loans
Single Family Housing Direct Home Loans
Content updated May 28, 2024
Program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.
“First Place” Loans- Missouri Housing Development Commission (MHDC)
First-time homebuyers and qualified veterans
Content updated Aug. 12, 2024
The First Place Loan program gives first-time homebuyers and qualified veterans the edge they need to purchase a home.
Columbia Community Land Trust (CCLT)
Low-to-moderate income home buyers
Content updated June 10, 2024
The CCLT is a non-profit corporation formed by the City of Columbia with the primary duties of creating and stewarding permanently affordable housing. The widening gap between housing costs and household median income makes home ownership increasingly less affordable. The CCLT is working to address this by creating additional home-ownership opportunities for lower income Columbia households and permanently protecting these investments for future generations.
11 N. 7th Street
Columbia, MO 65201
573-874-6321
Email: housingprograms@como.gov
City of Columbia Home Ownership Assistance Program
Applicants must be “first time home buyers” who meet the Department of Housing and Urban Development (HUD) income guidelines.
Content updated June 10, 2024
The purpose of the Homeownership Assistance Program is to make homeownership more affordable for low-to-moderate income households through down payment and/or closing cost assistance to qualified households purchasing a home within the City Limits of Columbia. Applications will only be considered when qualified buyers with properties are under contract. Applicants must be “first time home buyers” who meet the Department of Housing and Urban Development (HUD) income guidelines.
1 N. 7th Street
Columbia, MO 65201
573-874-7288 (TTY: 1-800-MOR-ELAY)
Email: housingprograms@como.gov
Missouri Property Tax Credit
Content updated May 28, 2024
The Missouri Property Tax Credit Claim is a program that allows some senior citizen and all disabled individuals who have paid personal property tax through home ownership or rent to apply for credit based on the amount they payed toward that tax.
Email: PropertyTaxCredit@dor.mo.gov
Visit website for detailed instructions, forms, and charts.