City of Columbia Home Ownership Assistance Program
This page is part of the LOVE Columbia information library website. To contact the organization listed below, please follow links or phone numbers given within the article.
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This program is designed to help low to moderate income families purchase and occupy a home within the city limits of Columbia. Assistance is given to help cover the down payment and closing costs associated with purchasing a home. Up to $7500 or 7.5% of the purchase price (whichever is less) can be provided to assist home buyers in purchasing an existing home.
To qualify:
Must be considered a “first time homebuyer,” “displaced home-maker,” or “single parent,”
Meet HUD income guidelines (for example, family of four that earns less than $59,500).
What to do:
Application is made through your lender in cooperation with the City of Columbia. Once you have met your lender’s requirements to get a home loan, have your loan officer contact City of Columbia Community Development Department (see above).
Buyers are required to attend a home buyer education program, “Pre-Purchase Home Buyer's Seminar” or “MoneySmart” designed to help them understand their credit history and the process of buying and paying for a home.
500 E Walnut St, Ste 108
Columbia, MO
573-874-7288 (TTY: 1-800-MOR-ELAY)
Email: housingprograms@como.govcreate