The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service

Disabled status and federal student loans relief

Content updated Dec. 22, 2025

UPDATE 12-22-25 DisabilityDischarge.com is no longer in service.

Alert: There will be a pause in the processing of discharges for Total and Permanent Disability (TPD) beginning Dec. 20, 2024, as we update and streamline our systems for a better user experience. You can continue to submit your TPD forms during the pause but some borrower discharges may not be finalized until the update is complete in Spring 2025.

Please go to Studentaid.gov for information regarding Total and Permanent Disability Discharges.