Cost of Pet Ownership

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Content updated Nov. 19, 2024

Owning a pet can be expensive. Not just with the initial purchase but with ongoing care as well. Before you acquire a pet, consider the following:

• Adopting- By adopting, you might save on the costs of spraying/neutering, first vaccinations, and micro chipping. Many of the animals are already housetrained and used to living with families. 

• Time-Honestly evaluate the amount of time you will have to spend with your pet and choose one that fits your lifestyle.  Some breeds will require more time than others and baby animals will require more attention than mature ones.

• Housing-Owning a pet often limits your housing options. When renting, if pets are allowed, there is usually a non-refundable pet deposit of $100-$300, as well as extra monthly fees of $10-$50. Check with your landlord before acquiring a pet.

• Finances- The first year of pet ownership is usually the most expensive.

  • Initial expenses include:

    • Purchase of the pet

    • Preventive health care (spay/neuter and vaccines)

    • Equipment (crates, kennels, fencing, collars and leashes, beds, bowls and toys)

  • Ongoing expenses include:

    • Food and treats

    • Litter or bedding

    • Health maintenance (vaccines, flea/tick prevention, heartworm prevention)

    • Veterinary care for sick or injured pets

    • Grooming

    • Boarding

Budget at least $500 per year to keep a dog or cat, less for small animals.