HUD First Time Homebuyer Class

The First Time Homebuyer Program at Love Columbia is a comprehensive course that covers topics such as the home buying process, financing options, credit management, and post-purchase concerns. The course is designed to equip first-time homebuyers with the knowledge and tools they need to make informed decisions throughout the home buying process. The in-person class is offered 6 times a year. One-on-one coaching sessions are also available.

Services Include:

  1. Rental Counseling

  2. Homeless Counseling

  3. Pre-Ownership Home Buyer Counseling

  4. Pre-Purchase Home Buyer Counseling

  5. Mortgage Delinquency/Foreclosure Counseling

  6. Post-Purchase Home Owner Counseling

Workshop Fee: $100. Income-based scholarships may be available.

To be eligible for HUD first time home buyer benefits, individuals must attend a HUD first time homebuyer class taught by a certified HUD agency. Come learn more about the homebuying process from local real estate agents, lenders, and other homeownership experts.

For more information, call Love Columbia at 573-256-7662 and press option 5 to register or email homebuyer@lovecolumbia.org

Classes are held at the Love Columbia Center (1209 E Walnut St)

2025 Class Schedule

January 18th

March 15th

May 17th

July 19th

September 20th

November 8th

Class times are 8:30AM - 12:30PM. Please arrive 15-20 minutes early.

Not able to attend the homebuyer class in person? Not a problem!

We offer an online class hosted through eHome America for those seeking a convenient way to fulfill HUD eligibility for a first-time homebuyer benefit. The class involves:

$100 registration fee paid to eHome America
test upon completion of the course
one-on-one housing counseling session with Love Columbia to complete the class

For more information, call Love Columbia at 573-256-7662 and press option 5 to register or email homebuyer@lovecolumbia.org

  • There is no fee for housing counseling; however, the HUD first time homebuyer class has a $100 fee.

  • Love Columbia offers two scholarships per class. Scholarships are first come first served.

  • To determine eligibility, you must first meet with a Love Columbia housing counselor for a financial review. A credit score of at least 600 is required.

  • Counseling appointments are offered in person and over the phone.

  • Love Columbia provides the certification for you to apply through your lender to receive the first time homebuyer incentives.