Public Service Loan Forgiveness (PSLF)
The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Total and Permanent Disability (TPD) Discharge - Student Loans
Disabled status and federal student loans relief
Content updated Aug. 30, 2024
If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans.